• Polaris with it's domain-led Practice Strength is in an excellent position to assist clients embarking an implementation with minimum anxiety. With the inherent Risk & Treasury Practice strength and associates with fundamental concepts, Polaris undertakes implementations from a Business Stand Point.
• This ensures that every business scenario is covered during implementation through Business Process Frameworks in addition to technical process documents. It enables reduced time in configuration, migration & validation.
• In addition, understanding of the business ensures an implementation perspective which is Business-Led rather than IT-led by Polaris. This leads to reduced issues & surprises as the implementation nears User Acceptance Testing & Go-Live.

ALM requires optimized management of Liquidity and Interest Rate Risk. Our Consulting team can help you in the areas of:

• Integration of sector wide best practices in your business’ processes to efficiently manage both Liquidity and Interest Rate Risk.
• Creating scenario analyses and assumptions from your data banks, based on past trends of your business .
• Creation and integration of Transfer Pricing Modules incorporating best practices suitable to your organization.
• Porting & housing (platforming) of the internally developed risk model prototypes and achieving seamless integration with 'Market risk analytics' module
• Providing Market Risk Reporting framework along with risk integration and assist in customization for regulatory requirements.

We help build/develop solutions which are component driven using Polaris' Smart BuildTM Approach

What is SmartBuild^TM ?

• SmartBuild offers an option that combines the benefits of both “Build” and “Buy” strategies without the risks associated with either
• The option involves the usage of appropriate GeneS as part of the overall solution
• Identify GeneS that can be part of the solution
• Extend or customise the selected GeneS if necessary based on level of fitment
• Custom build for unique aspects only
• The component based architecture of the Intellect Suite GeneS lends itself to this option

SmartBuildTM - An Approach to Component Based Solution

Analysis of overall business requirements Identification of financial services products to be offered Selection of Intellect Genes as the starting point for common services Customization on top of the GeneS that have been selected for the solution Further selection of appropriate GeneS at the right stage of the development life cycle based on ‘Fitment’ Lastly, existing services such as General Ledger, postings engine, Credit Risk Management System, etc. can be integrated

• The legacy applications have been the backbone for the treasury systems globally for nearly three decades due to the reliability and scalability offered by them. Today’s large businesses are challenged to sustain their competitive advantage in order to stay ahead of competition – innovation must be better, faster and more cost effective.
• We advice organizations to decide how to adapt their businesses to suit technology or use technology to make them further competitive.
• Additionally a number of banks, particularly the top Tier ones, often encounter the dilemma of a Build v/s Buy Approach and are building customized solutions by Componentizing Legacy application integrated into third party best of breed Business components.